Security & Trust in Every Layer
SafeHold is engineered to eliminate counterparty risk and payment fraud across Canadian peer-to-peer commerce.
Stripe Card Pre-Authorization
SafeHold uses Stripe's manual authorization capture (`capture_method: manual`). Funds are secured on the buyer's card without being captured until physical handoff is documented and verified.
Mandatory Canadian Phone Gate
Every member must verify their Canadian province and mobile phone number via 6-digit SMS OTP. Bad actors and anonymous burner accounts cannot create or join holds.
6-Photo Evidence Ledger
Listing photos and real-time handoff photos create a synchronized comparative evidence trail. In the rare event of a dispute, reviewers make decisions strictly on verifiable evidence.
Canadian Regulatory Compliance
SafeHold Canada operates in alignment with the Retail Payment Activities Act (RPAA) supervised by the Bank of Canada, FINTRAC guidelines, and Canadian provincial consumer safety laws.